Privacy Policy
Last updated: September 2026
This policy explains what information kristinalends.com collects, why, and what happens to it. This site is operated by Kristina Graham, a licensed mortgage loan originator (NMLS #1457434) with Barrett Financial Group, L.L.C. (NMLS #181106).
Information collected
The contact form on this site asks for your first and last name, email address, phone number, and an optional message. You provide this voluntarily. Nothing on this site collects financial information, Social Security numbers, or credit data — a loan application is handled separately through Barrett Financial Group's secure system.
How it is used
- To respond to your enquiry about a mortgage, refinance, or pre-approval.
- To follow up about a loan you have asked about.
- To send you information you specifically requested.
Your information is not sold, rented, or traded. It is not used for any purpose other than responding to and servicing your enquiry.
Text messages and phone calls
If you check the consent box on the contact form, you agree to be contacted by Kristina Graham, Barrett Financial Group by call, email, and text message regarding mortgage services. Consent is not a condition of any purchase or of receiving mortgage services — you can leave the box unchecked and still submit the form, and you will be contacted by email only.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the exclusions above regarding text messaging originator opt-in data and consent apply. This information will not be shared with any third parties.
Message and data rates may apply. Message frequency may vary. To stop receiving text messages, reply STOP to any message at any time. For help, reply HELP. To stop receiving emails, use the unsubscribe link in any email or contact me directly.
Sharing with service providers
Information you submit may be handled by service providers used to operate this site and manage enquiries — for example, the website host, the form processor, and the customer relationship management system used to track enquiries. These providers process information only to deliver their service and are not permitted to use it for their own marketing.
Information may also be shared with Barrett Financial Group, L.L.C. and, if you proceed with a loan application, with lenders, credit bureaus, and other parties necessary to process that application. It may also be disclosed where required by law or by regulators.
Cookies and analytics
This site does not set advertising cookies. If analytics are used, they measure aggregate traffic — pages viewed, general location, device type — and are not used to identify you personally. Most browsers let you block or delete cookies in their settings.
Data retention and security
Enquiries are kept as long as needed to respond and to meet recordkeeping obligations that apply to mortgage professionals, then deleted. Reasonable safeguards are used to protect information, though no method of transmission over the internet is completely secure.
Your choices
You can ask what information is held about you, ask for it to be corrected, or ask for it to be deleted, subject to recordkeeping requirements that apply to licensed mortgage originators. Contact me using the details below.
Children
This site is not directed at anyone under 18 and does not knowingly collect information from children.
Changes
This policy may be updated. The date at the top reflects the most recent revision.
Contact
Kristina Graham, Loan Originator, NMLS #1457434
Barrett Financial Group, L.L.C., NMLS #181106
8485 W Sunset Rd, Suite 202, Las Vegas, NV 89113
Phone: (702) 292-7252
Email: KristinaG@BarrettFinancial.com
Barrett Financial Group's own privacy policy is available at barrettfinancial.com/privacy-policy.